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Episode 19: Why You’re Seriously Overpaying For Health Insurance If You’re Healthy…And What To Do About It

Health insurance and health care in America is expensive and broken. For those of us who are taking care of ourselves and staying out of the doctor’s office, it can feel like we’re paying huge deductibles and premiums…for not much in return. 


To add insult to injury, functional and integrative medicine doctors who are looking for root cause resolution as opposed to only treating symptoms often aren’t covered by traditional health plans. It almost feels as though healthy people are being penalized for making good diet and lifestyle decisions. 


James Maskell wants to change that. James has spent the past decade sparking debate at the cross section of functional medicine and community. To that end, he created the Functional Forum, the world’s largest integrative medicine conference with record-setting participation online and growing physician communities around the world. And now, he’s founded Knew Health, an affordable alternative to health insurance. 


On this episode, he talks to Andrea about why functional care isn’t covered, how to get rewarded instead of penalized for taking care of yourself and how you can legally beat the health insurance system while saving thousands of dollars a year. 


To learn more about Knew Health, check out their website or follow them on social @knew_health, or connect with James on Instagram and Twitter @mrjamesmaskell. 


You can also plug in your information and get a health insurance quote from Knew Health on their online calculator. 



On this show, you’ll learn: 


  • What is health insurance and why is it so expensive? (1:51)
  • Why people should be rewarded for having a healthy gut (6:04)
  • What James is doing to help people reduce their insurance costs (8:05)
  • Why traditional insurance doesn’t cover functional medicine (16:12)
  • Cash price vs insurance price (20:36)
  • General savings that the members are seeing (24:31)
  • Who isn’t a good fit for this type of insurance (27:52)
  • Tips for finding a functional medicine practitioner (29:38)


Tune in on iTunes here:


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